结售汇英语

本外币活期存款 RMB/foreign currency current deposit、本外币定期存款 RMB/foreign currency time deposit本外币通知存款 RMB/foreign currency call deposit协定存款 agreement deposit固定资产贷款 fixed asset loan房地产开发贷款 housing developing loan单位流动资金贷款 working capitals loan转贷款 transfers loan银团贷款 syndicated loan委托贷款 entrusted loan票据贴现 bill discount证券公司股票质押贷款 stock mortage loan进口押汇 import finance出口押汇 export finance打包贷款 packaging loan外币存单质押贷款 foreign exchange deposit certificate mortage loan现金收付业务 cash/non-cash receiving and paying银行汇票 banks bill of exchange银行本票 banks promissory note支票 check商业汇票 commercial bill of exchange汇兑（信汇、电汇） transfers（mail transfers、telegraphic transfers）票据承兑 acceptance of bill资信证明业务 credit proof代发工资 wages paying代理发行 agency of issuing兑付债券 redeeming bond代收公用事业费 public utility charge collection网上银行业务 online banking进口开证 import letter of credit进口代收 import collection出口信用证通知 advice of export letter of credit出口信用证议付 negotiation of export letter of credit出口托收 export collection外汇光票托收 foreign exchange bill collection外汇汇入汇款 foreign exchange outgoing remittance外汇汇出汇款 foreign exchange incoming remittance提货担保 shipping guarantee银行保函 letter of guarantee备用信用证 standly letter of credit结售汇 money exchange活期储蓄 current saving定期储蓄 time saving个人通知存款 individual call deposit定期一本通 fixed time book兴业卡存取款 depositing/drawing though XINGYE cardPOS消费转帐业务 POS consumptive transfers银证通 transfer between bank and security company银期通 transfer between bank and futures company个人外汇买卖 personal money exchange个人存款证明业务 personal deposit proof个人住房按揭贷款 Personal housing mortgage loan住房装修贷款 house renovation loan个人有价单证质押贷款 personal valued certificate mortgage loan汽车消费贷款 automobile consumptive loan个人旅游贷款 personal travelling loan个人商用房贷款 personal commercial housing loan个人授信额度贷款 personal credit facility

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Asian Financial Crisis亚洲金融危机

As comprehensive and customer credit manager, and is responsible for business GeDai GeDai work and customer credit comprehensive examination and approval.Meanwhile, the Beijing participated in the preparation of peace branch. Responsible for credit, bank comprehensive position during the examination, credit information management positions, credit investigation, credit loan after a comprehensive management knowledge and understanding.Any personal loan client position, and learn personal mortgage customer reception, investigate and verify the knowledge and personal mortgage loan to the data collection and payment collection, GeDai, and customer information management, etc.Responsible for public customer manager, public credit market development and the work of examination and approval. Participated in the period of abnormity projects negotiation, the loan investigation, report and loan ChuZhang, the loan after management and customer maintenance work involving multiple industries, such as coal, IT, schools, trade, real estate, auto dealers materials, etc. Learn the traditional credit credit, trade finance, middle service (open, undertaking, silver JieShouHui) of public banking. Learn the bank's parents-in-law knowledge, perfect the marketing concept of risk, and has established good risk consciousness.Let the comprehensive, responsible and credit business administration and comprehensive work. CreditMeanwhile, participated in the Beijing WangJing subbranch preparation. Learn human management, logistics, bank, security, financial management, the branch office for tax, accounting, and guide the knowledge staff learn new jobs, credit comprehensive knowledge of new employees to public credit investigation, complete ChuZhang loan, after the loan management work.

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专业术语翻译： Asian financial crisis (1997-98)如果你是用来写作文的！那再提供些专业术语给你！不景气 slump （衰退 recession） 二板市场 the second board market中国创业板 China Growth Enterprise Market首次上市 IPOs (initial public offering)市场资本总额 market capitalization法人股 institutional shares内部股（非上市招股） private company shares牛市 bull market 法律风险 legal risk风险管理 risk management坚持严格的贷款标准 maintain strong underwriting standards六大风险 risks in 6 key areas (U.S. Federal Reserve criterion)信用风险 credit risk 供给学派 supply-side economist第一产业（农业） agriculture (primary industry)第二产业（工业） manufacturing industry (secondary industry)第三产业（服务业） service industry (tertiary industry)主要经济指标 major economic indicators国内生产总值 GDP gross domestic product （商品和劳务币值总和，不包括海外收入支出）国民生产总值 GNP gross national product（商品和劳务币值总和，包括海外收入支出）人均国内生产总值 GDP per capita 宏观经济 macro economy 互助基金 mutual fund扩大内需 expand domestic demand改善居民心理预期 inspire the general public's confidence in the future needs鼓励增加即期消费 encourage more immediate consumption 长期国债 long-term treasury bonds支付国债利息 to service treasury bonds财政赤字和债务 deficits and the national debt按原口径计算 calculate on the base line按不变价格计算 calculate at constant price按可比价格计算 calculate at comparable price列入财政预算支出 listed in the fiscal budget结售汇制度 the system of exchange, settlement and sales 经常项目顺差 favorable balance of current account, surplus of current account开办人民币业务 engage in Renminbi (RMB) business 出口退税制度 the system of refunding taxes on exported goods 保证金台帐制度 Deposit account system for processing trade分期付款 pay by installment保值储蓄 inflation-proof bank savings 抵押贷款 collateralised loans 住房抵押贷款 residential mortgage loan 货币主义者 monetarist 计划经济 planned economy 指令性计划 mandatory plan 技术密集型 technology intensive大规模生产 mass production 经济林 cash tree跟踪审计 follow-up auditing 流动性风险 liquidity risk操作风险 operational risk 内部审计 internal audit 抛售 bear sales 配套政策 supporting policies 中国人民银行（中央银行）The People’s Bank of China（central bank）四大国有商业银行 4 major state-owned commercial banks中国银行 Bank of china 中国工商银行 Industrial and Commercial Bank of China（）and中国建设银行 Construction Bank of China中国农业银行 Agricultural Bank of China招商银行 China Merchants Bank 疲软股票 soft stock配股 allotment of shares 实际增长率 growth rate in real terms年均增长率 average growth rate per annum投资回报率 rate of return on investment 外贸进出口总额 total foreign trade value实际利用外资 incoming overseas capital (investment) in place消费价格指数 consumer price index (CPI)零售价格指数 retail price index （RPI）生活费用价格总指数 total price index of living cost生活费用 income available for living expenses 扣除物价因素 in real terms / on inflation-adjusted basis 居民储蓄存款 residents’ bank savings deposit恩格尔系数（食品开支占总支出的比例） Engel coefficient基尼系数（衡量地区差别） Gini coefficient

I served as both an internal credit officer and a personal loan manager with responsibilities to process internal credit affairs and to appraise personal loan applications.During this period, I took part in the preparation for establishing Heping Subbranch in Beijing. As an internal credit officer, I had a good understanding about the cash position management,loan application materials screen,due diligence report and continuous loan monitoring. As a personal loan manager, I finally had a good command on how to filtrate personal mortgage loan customers, appraise personal loan applications,collect receivables and manage customer information, and such credit-related things. I served as corporate banking manager with responsibilities of loan marketing and corporate loan application appraising. On this post, I participated the customer relationship management,due diligence report,loan agreement negotiation,loan granting,continuous loan monitoring of several important projects which spanned several fields such as coal trade, IT, school, auto sales,properties and materials trade.I had a good master of traditional credit grant,trade finance,intermediary business(L/C,bank acceptance bill，purchase and sales of foreign currencies) and other such corporate banking business. I accumulated many financial marketing skills and increased my awareness of risk management.I was in charge of both administrative affairs and internal credit affairs. During this period I took part in the preparation for establishing Wangjing Subbranch in Beijing. I learned much on human resources management,rear service,security control,documents processing,subbranch finance&taxation and expense account. I helped green hands to understand general credit knowledge and go through corporate loan due diligence report,loan granting and continuous loan monitoring.

the Asia Finacial Crisis