答一问:cover 含有投保的意思,确切的说是“给........投保”英文解释为cover: To protect sb against loss,injury,etc. by insurance.(对于二问,不知道提问者有没有笔误,单词loads是否为loans.我所给出的译句里以loans为准,如是loads,此句即当学习)答二问:原句 "Taking out loans they can't service properly" 译句:获取他们(实际上)所无法提供的贷款. Properly 不明译.