授信审批英文

这是哪个行的呀，整的挺特别啊。基本意思就是你们分行给这家公司贸易融资授信（业务额度）100万美元，期限不超过12个月，具体的品种啥的没有写，哪个存货融资比例也不知道是对你们分行使用贸易融资额度时候的要求还是对该公司在其他银行进行贸易融资的风险提示。总之，这个东西写的很不严谨。像是一个不完整的批复。

今天这篇，就从银行对贷款客户的评级授信说起吧。未必完整，今后一定是要继续补充修订得。评级： i. In practice, when considering credits to customers, bankers may apply what are generally known as “canons of good lending” in evaluating clients’ credit risks. ii. For a limited company to borrow, does it have the legal authority under the memorandum and articles of association to borrow? iii. “Capital” refers to the “cushion of assets” for repayment of the bank’s advances in the event of the borrower experiencing financial difficulties. iv. Try to find out as much credit information as possible from any sources about the customers. v. Whenever possible, the customer’s financial statements, including income statement, balance sheet, cash flow statement etc., should be obtained and analyzed. 授信： i. In order to determine the maximum amount to be made available to the customer, the banker may examine the corporate customer’s financial statements of assets and liabilities. ii. In practice, a bank should never lend a customer more than a quarter of his own resources or financial assets. iii. A banker should employ the credit risk assessment in order to determine the credit worthiness of potential customers.

关注。。。。。学习。。。。。另bs三和酱菜这种人物，只晓得copy 的，搞那么多和问题不相关的东西，浪费我时间

针对每名称，翻译如下，如书写过长，可省略表示“部门”的“Department”一词（如“H.R. Manager”）：副行长 Vice-President行长助理 President Assistant人力资源管理部经理 H.R. Department Manager (= Human Resources Department Manager)人力资源管理部副经理 H.R. Deputy Department Manager (= Human Resources Department Deputy Manager)党群与纪检部经理 Party and Discipline Department Manager 财务会计部经理 General Accounting Department Manager 财务会计部副经理 General Accounting Department Deputy Manager三农授信审查部经理 Credit Extension of Three Dimensional Rural Issues Department Manager三农授信审查部副经理 Credit Extension of Three Dimensional Rural Issues Department Deputy Manager资产风险管理部经理 Financial Risk Department Manager资产风险管理部副经理 Financial Risk Department Deputy Manager授信审批部经理 Credit Extension Department Manager授信审批部副经理 Credit Extension Department Deputy Manager个人金融部经理 Personal Finance Department Manager个人金融部副经理 Personal Finance Department Deputy Manager营业部经理 Sales Department Manager营业部副经理 Sales Department Deputy Manager综合管理部副经理 M.I. Department Deputy Manager (= Management Integration Department Deputy Manager)注：“三农”的官方翻译叫做“three dimensional rural issues”，意思是“三维的农村问题”。