Don’t save what is left after spending. But spend what is left after savings.
不要把花剩下的钱拿来存,而是把存剩下的钱拿来花。
Wanting to save money is not enough. Anyway, there are a lot of things which didn’t come true although you wanted them to.
想存钱是远远不够的,毕竟你希望发生的事情并不一定就能发生。
Saving is a technique . It’s simple. It’s just not easy.
存钱是一门技术,这门技术很简单,只是不容易实现。
If you only come to think about saving after you spend, there is no chance for you to accumulate a considerable fortune, because spending is always irrational.
如果你总是在消费之后才想着应该存钱,那你肯定存不下钱,因为任何消费都是非理性的。
The way that works is to make plans in advance.
真正可行的方法,是事先计划好自己的消费方式。
Would it be too much to use 40% of my income to rent an apartment?
每个月用收入的40%租房子会不会太多?
Is it really enough to save just 20% every month?
每个月只存收入的20%会不会太少?
Only by making it clear how much you want to save can you come to know how much you can actually spend.
你只有先计划好要存多少钱,才能知道自己实际上可以花多少钱。
二:真正有意义的生活
What will matter?
什么才重要?
Ready or not, some day it will all come to an end. There will be no more sunrises, no days, no hours or minutes. All the things you collected, whether treasured or forgotten, will pass to someone else.
Your wealth, fame and temporal power will shrivel to irrelevance. It will not matter what you owned or what you were owed.
不管是你得到的或是你欠别人的,可你的财产、名誉和权势也都会变成和你毫不相干的东西。
Your grudges, resentments, frustrations, and jealousies will finally disappear.
你的怨恨、愤慨、挫折和妒忌最终也将消失。
So, too, your hopes, ambitions, plans, and to-do lists will all expire.The wins and losses that once seemed so important will fade away.
因此,你的希望、抱负、计划以及行动日程表也将全部结束。 当初看得比较重的成功得失也会消失。
It won't matter where you came from, or on what side of the tracks you lived.
你来自何方,住在穷人区还是富人区也都不重要了。
It won't matter whether you were beautiful or brilliant. Your gender, skin color, ethnicity will be irrelevant.
你昔日的漂亮与辉煌也都不重要了,你的性别、肤色、种族地位也将消失。
So what will matter? How will the value of your days be measured?
因此,什么重要呢? 怎么衡量你有生之年的价值呢?
What will matter is not what you bought, but what you built; not what you got, but what you gave.
重要的不是你买了什么,而是你创造了什么; 不是你得到了什么,而是你给予了什么。
What will matter is not your success, but your significance.
重要的不是你成功了,而是你生命的意义。
What will matter is not what you learned, but what you taught.
重要的不是你学到了什么,而是你传授了什么。
What will matter is every act of integrity, compassion, courage and sacrifice that enriched, empowered or encouraged others to emulate your example.
重要的是每个行动之中都有正直和勇气的气概,伟大的同情心和牺牲精神,并且鼓励他人遵从榜样。
What will matter is not your competence, but your character.
重要的不是你的能力,而是你的性格。
What will matter is not how many people you knew, but how many will feel a lasting loss when you're gone.
重要的不是你认识多少人,而是在你离开后,多少人会怅然若失。
What will matter is not your memories, but the memories of those who loved you.
重要的不是你的回忆,而是爱你的人对你的追思。
What will matter is how long you will be remembered, by whom and for what.
重要的是别人会记你多长时间,谁记着你,为什么记着你。
Living a life that matters doesn’ t happen by accident.
过有意义的生活不是一桩偶然。
It s not a matter of circumstance but of choice.
是因为你选择了它。
Choose to live a life that matters.
选择有意义的人生吧!
三:难道真要工作一辈子吗?
Warren Buffet once said: "If you don’t find a way to make money while you sleep, you will work until you die."
沃伦·巴菲特曾经说过:“如果你不想个办法在你睡觉的时候赚钱,那你就得一直工作到死。”
Sounds ridiculous in the first place, right? Isn’t that obvious?
这句话初听下来有点荒.唐,这不是明摆着的吗?
And how on earth can it be possible to make money while you sleep?
而且,怎么可能在睡觉的时候赚钱?
If you want to have an income, you have to work, right?
如果需要有收入,当然就得一直工作,对不对?
But no, what he said is not wrong.
不,其实他说的并没有错。
That way which he described as to make money while you sleep is called investing.
他所说的那种“在睡觉时赚钱”的方法,就是投资。
Normal middle-class use their skills and time to make money. But the rich use their money to make money. They invest the money that they own now to make ROI, which means return on investment.
普通的中产阶级靠技能和时间换钱,而有钱人是靠钱赚钱的,他们用自己现有的钱去赚取投资回报。
It’s not a hard thing to do, because there are a lot of ways to manage your personal finance.
这个方法并不难,因为理财的方式有很多。
In the past, I usually spent as much as I could earn in a month.
从前,我是一个大手大脚的月光族,每个月赚多少就花多少。
But when I saw this quote of Buffett, I suddenly realized: Isn’t that making all my efforts in vain? Because I have nothing left. I didn’t make anything for my future.
1、If not to the sun for smiling, warm is still in the sun there, but wewill laugh more confident calm; if turned to found his own shadow, appropriate escape, the sun will be through the heart,warm each place behind the corner; if an outstretched palm cannot fall butterfly, then clenched waving arms, given power; if I can't have bright smile, it will face to the sunshine, and sunshine smile together, in full bloom.
2、When you love who you are,you become a conduit of light.Just drop into your heart space,and live life from this view.For all of this doing is not who you are.Listen to your heart’s soft whisper,this voice will show you the way.Live life from your essence is what she will say.See the light in yourself,and your world will be bright.There is no need to worry,you are exactly as you should be;remember to love who you are,and love you will see.
3、Occasionally, life can be undeniably, impossibly difficult. We are faced with challenges and events that can seem overwhelming, life-destroying to the point where it may be hard to decide whether to keep going. But you always have a choice. Jessica Heslop shares her powerful, inspiring journey from the worst times in her life to the new life she has created for herself.
4、So it is with us. We build our lives in a distracted way, reacting rather than acting, willing to put up less than the best. At important points we do not give the job our best effort. Then with a shock we look at the situation we have created and find that we are now living in the house we have built. If we had realized, we would have done it differently.
5、Time is like a river, the left bank is unable to forget the memories, right is worth grasp the youth, the middle of the fast flowing, is the sad young faint. There are many good things, buttruly belong to own but not much. See the courthouse blossom,honor or disgrace not Jing, hope heaven Yunjuanyunshu, has no intention to stay. In this round the world, all can learn to use a normal heart to treat all around, is also a kind of realm!