银行柜台英语对话

常见银行英语词汇 account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行 Chartered Bank of India, Australia and China 麦加利银行 Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行 bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行 consigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行 trustee savings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投资公司 trust institution 银行的信托部 credit department 银行的信用部 commercial credit company(discount company) 商业信贷公司（贴现公司） neighborhood savings bank, bank of deposit 街道储蓄所 credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行 construction bank 建设银行 industrial and commercial bank 工商银行 bank of communications 交通银行 mutual savings bank 互助储蓄银行 post office savings bank 邮局储蓄银行 mortgage bank, building society 抵押银行 industrial bank 实业银行 home loan bank 家宅贷款银行 reserve bank 准备银行 chartered bank 特许银行 corresponding bank 往来银行 merchant bank, accepting bank 承兑银行 investment bank 投资银行 import and export bank (EXIMBANK) 进出口银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计 business accounting 商业会计 cost accounting 成本会计 depreciation accounting 折旧会计 computerized accounting 电脑化会计 general ledger 总帐 subsidiary ledger 分户帐 cash book 现金出纳帐 cash account 现金帐 journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏 inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 international balance of payment 国际收支 favourable balance 顺差 adverse balance 逆差 hard currency 硬通货 soft currency 软通货 international monetary system 国际货币制度 the purchasing power of money 货币购买力 money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算 national gross product 国民生产总值 public bond 公债 stock, share 股票 debenture 债券 treasury bill 国库券 debt chain 债务链 direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇 cross rate, arbitrage rate 套汇汇率 foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 discount 贴现 discount rate, bank rate 贴现率 gold reserve 黄金储备 money (financial) market 金融市场 stock exchange 股票交易所 broker 经纪人 commission 佣金 bookkeeping 簿记 bookkeeper 簿记员 an application form 申请单 bank statement 对帐单 letter of credit 信用证 strong room, vault 保险库 equitable tax system 等价税则 specimen signature 签字式样 banking hours, business hours 营业时间1. deposit 存钱 I'd like to deposit this check into my account.我想把这张支配存入我帐户. I'd like to make a deposit.我要存款. 2. check 支票The check is for $1,200.这是一张面额1,200元的支票.3.deposit slip 存款单The deposit slips are at the counter.存款单在柜台上.4. . ID 身份证May I see your ID, please?请出示你的身份证好吗?5.. endorse 背书(签名)Please endorse the check on the back.请在支票后面签名.6. receipt 收据May I have a receipt, please?请给我张收据好吗?7. branch, bank branch 分行My bank has branches all over the city.我行的分行在全市遍地开花..8. brochure 小册子This brochure has all the information you need.这本小册有你需要的详情.9.savings account 储蓄存款(活期存款)10.I have a savings account at that bank.我在这银行开了储蓄存款帐户.11.. form 表格The form you need is on the table.表格在桌子上.12.fill out a form填表Please fill out this form and give it to me when you are finished. 表格填好后请交给我.13.apply for a credit card 申请信用卡14.buy traveler's checks 买旅行支票15.cash a check 兑现支票16.check your account balance 查核帐户余额17.exchange money 换钱18.fill out a withdraw slip 填提款单19.open a checking account 开支票帐户 20.order checks 定购支票21.pay off a loan 付清贷款22.pay your bills online 网上付帐23.rent a safety deposit box 租保险箱24.review your bank statement 查对银行报表25.take out a loan 得到贷款26.talk with a bank teller 和银行出纳员谈话27.talk with the bank manager 和银行经理谈话28.transfer money 转钱29.use a debit card 用提款卡30.withdraw money 取钱31. mortgage房屋贷款32,CD定期存款33. The maturity date of the CD定期存款到期日34. renew the CD重新续定期存款35. bankrupt银行倒闭

请到这里去下载银行英语,比你想要的还多:非常全的,更多翻译.谢谢!!!!!!!!!!!!!Counter 或者 bank bar1.Take all ready certificate to install a password afresh to bank bar.带齐全证件到银行柜台重新设置密码。收藏指正2.Currently, retail investors can buy Singapore government bonds over the banking counter.散户投资者现可通过银行柜台购买新加坡政府债券。收藏指正3.So preparation goes to a bank bar is bought, buy on poundage and net what differs?所以预备去银行柜台买，手续费和网上购买有什么不同吗？收藏指正4.Above two kinds kinds of big account asks account holder kisses to fill out a form toward bank bar commonly.以上两种大类账户一般要求账户持有人亲往银行柜台填表。收藏指正5.If individual investor wants to buy national debt in the commercial bank, can build in workers and peasants wait for commercial bank bar to buy, but be confined to a part to be able to be planted in the certificate of business of commercial bank bar, for example 02 national debt 15, 03 national debt 01 wait, you can seek advice to each big bank bar, also can buy proof type national debt, should meet September new proof type national debt is issued.个人投资者假如想在商业银行购买国债，可以到工农中建等商业银行柜台购买，但仅限于部分可以在商业银行柜台买卖的券种，例如02国债15、03国债01等，你可以到各大银行柜台咨询，也可以购买凭证式国债，9月份应该就会有新的凭证式国债发行。收藏指正

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金融专业英语实用句子1

1.The money which a bank obtains from its customers is generally known as its “deposits” and represents the balances which customers keep on their accounts with their banks. These accounts are of two main kinds: current accounts on which customers can draw check but receive no interest, and deposit and savings accounts on which the banks pay interest for the use of the money.

1.银行从其客户那里得到的钱，一般被称为“存款”，代表客户在银行账户上持有的余额。这些账户主要有两种：一种是活期存款，客户可以对其开出支票，但没有利息，另一种是储蓄存款账户，银行使用账上的资金要支付利息。

2.But the shareholders' money is only a small part of the total amount of money which the clearing banks have at their command. Who provided the rest of this enormous sum? The banks' customers. Banks, in effect, borrow from their customers as well as lend to them.

2.但是，股东的资金仅仅是资金总额中的一小部分，并由清算银行控制。其余的大量资金由谁来提供呢?由银行的客户来提供。实际上，银行从客户那里借来资金，并向他们提供贷款。

3.Shareholders of the banks, or their predecessors, provided the money to set up the banks and to enlarge them. This money is known as a bank’s capital.

3.银行股东，或者是公司创始人，提供资金设立银行，并扩大资金规模。这笔资金被称为银行的资本金。

4.When a bank makes a payment on a check, it cancels the check. That is, it marks the check with some kind of stamp so that the check cannot be used again. Postage stamps are also canceled to indicate that they have been used and cannot be used again.

4.当银行兑付支票时要予以注销，也就是说，银行要用某种戳记盖在支票上，支票就不会再使用了。邮票也要注销，表明邮票已经用过，不能再用。

5.Advances are the amounts which the banks lend to their customers. They earn a higher rate of interest than the banks' other assets. Advances cannot be so conveniently and quickly turned into cash as most of a bank's other assets.

5.预付款是银行贷给客户的钱，所获利息要高于银行的其他资产。预付款和银行的其他资产不一样，不能够那么方便、那么迅速地变现.

金融专业英语实用句子2

1.The banks' short-term assets earn interest but less than that obtained through “Investments” and “Advances to customers”. Like the short-term assets, they too can be readily sold, should the need arise, but their price can vary.

1.银行的短期资产能够获得利息，但与通过“投资”和“对客户的预付款”所获利息相比要少。这些有价证券和短期资产一样，如果有市场需求，可以随时出售，但价格时常有变化。

2.The banks investments are nearly all in securities issued or guaranteed by the British Government and quoted on the Stock Exchange.

2.银行投资几乎都是由英国政府发行或担保的有价证券，并由股票交易所报价。

3.The banks provide an efficient and convenient method of making payments.

3.银行提供高效便捷的支付方式.

4.To reinforce their cash reserves, banks keep another sizeable chunk of their money in assets which can be quickly turned back into money with little risk of loss.

4.为了增补现金储备，银行以资产的形式保存另外很大一部分资金。这些资产可以迅速转变成现金，没有什么损失风险。

5.A banker must always remember that he is dealing with other people's money and that he is responsible for its safety.

5.银行家会永远记住，他在和别人的钱打交道，对钱的安全负有责任。

6.We should continue to deepen financial reform, rectify financial order, tighten financial supervision and regulation by law and improve performance.

6.深化金融改革，整顿金融秩序，强化金融监管和法制，提高经营效益。

金融专业英语实用句子3

1.Satisfactory payment facilities are something which we are inclined nowadays to take for granted, but productive economic activity is dependent on their existence,and indeed on traders having reasonable access to short term credit facilities.

1.今天我们倾向于把令人满意的支付便利看成是理所当然的，但是生产性经济活动正是依赖于起存在，并且却是依赖于交易者拥有或者短期信贷的合理途径。

2.The higher the debt ratio is, the higher the strain of paying principal and interest is, and the higher the risk of solvency is.

2.负债比率越高，偿还债务本息的压力越大，偿债能力上的风险也就越大。

3.The turnover ratios can reflect the firms' speed of fund turnover and time of operating cycle, hence indicate the liquidity.

3.周转率指标能够反映企业的资金周转速度和营业周期，反映企业的流动性。

4.A public offer of new shares shall be underwritten by a legally established securities institution and an underwriting agreement shall be executed.

4.公司向社会公开发行新股，应当由依法设立的证券经营机构承销，签订承销协议。

5.Currently Chinese fund management companies are engaged in the following business: securities investment fund, entrusted asset management, investment consultancy, management of national social security funds, enterprise pension funds and QDII businesses.

5.目前中国的基金管理公司的业务主要包括：证券投资基金业务、受托资产管理业务、投资咨询业务、社保基金管理业务、企业年金管理业务和QDII(合格的境内机构投资者)业务等。

6.a bank deposit is safer and less troublesome than keeping a stock of cash. A commercial bank undertakes to provide cash on demand to a customer who keeps money on current account, and after a few day’s notice to deposit account customers.

6.银行存款比持有现金更安全，麻烦也少。商业银行承诺，有活期存款的客户可以随时提现，也可以在存款客户通知几天以后提现。

金融专业英语实用句子4

1.The majority of shares on the listed exchange, not just those included in narrow stock indexes.

1.证交所的大多数股票，不光是那些范围较窄的证券指数。

2.In analyzing a business, the users of financial statements should consider its liquidity, solvency, and profitability.

2.在对一个企业的分析中，报表使用者应考虑它的变现能力、偿债能力和盈利能力。

3.China’s banking industry is now supervised by the PBC and CBRC. In addition, the MOF is in charge of financial accounting and taxation part of banking regulation and management.

3.目前中国银行业主要由人民银行和国务院银行业监督管理机构及银监会进行监管。财政部具有监督管理银行的财务会计、税收等方面的职能。

4.The person who makes a guarantee is secondarily liable if the person who is primarily liable defaults.

4.如果主要承担债务责任的人不履约，作担保的人就是次要债务责任承担人。

5.Bills of exchange, also referred to as bills, are essentially a short term credit instrument that can be used by a company either for financing or investment. Bills can be issued for any term up to a year and are generally issued for periods of less than 6 months.

5. 汇票，也叫票据，主要指一种可用作公司筹资或投资的短期信用票据。汇票的使用期限可以是一年以内的任何期限，但通常在六个月以内。

6.What is money? Anything which performs the functions of money is money. Money's essential characteristic is that it is generally acceptable. When people generally refuse to accept something as money, it is not money.

6.什么是货币?任何有货币功能的商品就是货币。货币的基本特征是它被普遍接受。当人们普遍拒绝接受某种商品作为货币时，它就不是货币。

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