1.The money which a bank obtains from its customers is generally known as its “deposits” and represents the balances which customers keep on their accounts with their banks. These accounts are of two main kinds: current accounts on which customers can draw check but receive no interest, and deposit and savings accounts on which the banks pay interest for the use of the money.
2.But the shareholders' money is only a small part of the total amount of money which the clearing banks have at their command. Who provided the rest of this enormous sum? The banks' customers. Banks, in effect, borrow from their customers as well as lend to them.
3.Shareholders of the banks, or their predecessors, provided the money to set up the banks and to enlarge them. This money is known as a bank’s capital.
3.银行股东,或者是公司创始人,提供资金设立银行,并扩大资金规模。这笔资金被称为银行的资本金。
4.When a bank makes a payment on a check, it cancels the check. That is, it marks the check with some kind of stamp so that the check cannot be used again. Postage stamps are also canceled to indicate that they have been used and cannot be used again.
5.Advances are the amounts which the banks lend to their customers. They earn a higher rate of interest than the banks' other assets. Advances cannot be so conveniently and quickly turned into cash as most of a bank's other assets.
1.The banks' short-term assets earn interest but less than that obtained through “Investments” and “Advances to customers”. Like the short-term assets, they too can be readily sold, should the need arise, but their price can vary.
2.The banks investments are nearly all in securities issued or guaranteed by the British Government and quoted on the Stock Exchange.
2.银行投资几乎都是由英国政府发行或担保的有价证券,并由股票交易所报价。
3.The banks provide an efficient and convenient method of making payments.
3.银行提供高效便捷的支付方式.
4.To reinforce their cash reserves, banks keep another sizeable chunk of their money in assets which can be quickly turned back into money with little risk of loss.
5.A banker must always remember that he is dealing with other people's money and that he is responsible for its safety.
5.银行家会永远记住,他在和别人的钱打交道,对钱的安全负有责任。
6.We should continue to deepen financial reform, rectify financial order, tighten financial supervision and regulation by law and improve performance.
6.深化金融改革,整顿金融秩序,强化金融监管和法制,提高经营效益。
金融专业英语实用句子3
1.Satisfactory payment facilities are something which we are inclined nowadays to take for granted, but productive economic activity is dependent on their existence,and indeed on traders having reasonable access to short term credit facilities.
2.The higher the debt ratio is, the higher the strain of paying principal and interest is, and the higher the risk of solvency is.
2.负债比率越高,偿还债务本息的压力越大,偿债能力上的风险也就越大。
3.The turnover ratios can reflect the firms' speed of fund turnover and time of operating cycle, hence indicate the liquidity.
3.周转率指标能够反映企业的资金周转速度和营业周期,反映企业的流动性。
4.A public offer of new shares shall be underwritten by a legally established securities institution and an underwriting agreement shall be executed.
4.公司向社会公开发行新股,应当由依法设立的证券经营机构承销,签订承销协议。
5.Currently Chinese fund management companies are engaged in the following business: securities investment fund, entrusted asset management, investment consultancy, management of national social security funds, enterprise pension funds and QDII businesses.
6.a bank deposit is safer and less troublesome than keeping a stock of cash. A commercial bank undertakes to provide cash on demand to a customer who keeps money on current account, and after a few day’s notice to deposit account customers.
1.The majority of shares on the listed exchange, not just those included in narrow stock indexes.
1.证交所的大多数股票,不光是那些范围较窄的证券指数。
2.In analyzing a business, the users of financial statements should consider its liquidity, solvency, and profitability.
2.在对一个企业的分析中,报表使用者应考虑它的变现能力、偿债能力和盈利能力。
3.China’s banking industry is now supervised by the PBC and CBRC. In addition, the MOF is in charge of financial accounting and taxation part of banking regulation and management.
4.The person who makes a guarantee is secondarily liable if the person who is primarily liable defaults.
4.如果主要承担债务责任的人不履约,作担保的人就是次要债务责任承担人。
5.Bills of exchange, also referred to as bills, are essentially a short term credit instrument that can be used by a company either for financing or investment. Bills can be issued for any term up to a year and are generally issued for periods of less than 6 months.
6.What is money? Anything which performs the functions of money is money. Money's essential characteristic is that it is generally acceptable. When people generally refuse to accept something as money, it is not money.