银行业务英语教程

你好，银行考试的内容是大同小异的，都是围绕行测、综合知识以及性格认知测试展开 的行测包括了常识运用、言语理解、数量关系、逻辑推理以及资料分析这五部分综合知识包含了法律、金融、管理、市场营销、时政、英语等内容，考的比较杂但都是基础性知识性格认知测试是操作测试类题目，不计入分数中国银行要注意的就是题量居多，英语占比重

1、品质条款是对买卖双方对货物的质量、等级、标准、规格、商标、牌名等内容的具体规定。分为凭规格买卖（指一些足以反映商品品质的主要指标，如化学成分、含量、纯度、性能、容量、长短粗细等）、凭等级买卖（同一类商品，按规格上的差异，分为品质优劣各不相同的若干等级）、凭标准买卖、凭说明书买卖、凭商标或品牌买卖、凭产地名称买卖2、数量条款的基本内容是规定交货的数量和计算单位。。。按重量计算的货物包括重量的计算方法，如毛重、净重、公重等。鉴于某些商品，如农副产品和工矿产品，因本身特性和自然条件的影响，或者受包装和运输工具的限制，实际交货数量往往不易符合原定交货数量。为了避免争议，买卖双方还常在合同数量条款中订明交货数量的机动幅度。国际货物买卖合同中规定机动幅度有两种具体方法：一是溢短装条款，规定上下浮动幅度；二是“约”量，即多交或少交约定数量的一定的百分比，跟单信用证规定不超过10%。 3、包装条款（Packing Clause）主要包括商品包装的方式、材料、包装费用和运输标志等内容。a、运输标志 运输标志又称唛头，它通常是由一个简单的几何图形和一些字母、数字及简单的文字组成，其作用在于使货物在装卸、运输、保管过程中容易被有关人员识别，以防错发错运。如（1）收货人代号；（2）发货人代号；（3）目的港（地）名称；（4）件数、批号b、指示性标志 指示性标志是提示人们在装卸、运输和保管过程中需要注意的事项，一般都是以简单、醒目的图形和文字在包装上标出，故有人称其为注意标志。（如注意轻放）c、警告性标志 警告性标志又称危险货物包装标志。用于爆炸品、易燃物品、有毒物品、腐蚀物品、氧化剂和放射性物资等危险货物分分~~~

一、考情分析中国银行招聘考试，一般整体时间在3小时左右，题量约180道，行测、英语和经济金融专业课及银行从业和热点知识基本上各占三分之一。要求考生能够迅速作答，提高答题速度，而提高答题速度。这就需要同学们平时多加练习，尤其需要掌握答题技巧，行测的做题方法更需要熟练。中国银行专业课部分难度总的来说并不大，但是题量很大，涉及的考点较多，所以要求同学们能够牢记书上的理论。在中国银行的招聘考试中，金融学理论比较多，所以记忆的时候一定要先把金融学的理论搞清楚了再去记忆，按照自己的理解去把书上的内容回想起来。另外，中国银行考试英语部分考试内容类似于托业和新概念英语，题型常为完成句子、短文填空、阅读理解部分内容。二、如何准备笔试同学们可以结合中国银行的历年真题考试深度，仔细研读每章，弄清楚每个问题，搞清重难点，强化理解深化记忆，把教材弄懂吃透。同时，同学们还要训练自己快速做题的技巧。 中国银行的考试多是选择题，在选择题训练上，思维和技巧摆在第一位。要充分利用题目和选项之间的暗示，多比较少计算，多动脑少"动手"，多使用特殊解法。如特殊值的代入、选项的代入，多用直接法(直接理解)、排除法(选项逆推)等，当然私下需要多做题才行，慢慢掌握一些技巧。

全新版大学英语综合教程第一册单元4课文介绍

导语：美国梦意味着与不同的人不同的东西。 但对许多人来说，特别是移民，这意味着有机会为自己谋生。 对他们来说，梦想是，人才和辛勤工作可以把你从木屋带到白宫。 下面是一篇讲述主人公的美国梦并没有如此高涨，而是设法让自己的梦想成真。

Part I Pre-reading Task

Listen to the recording two or three times and then think over the following questions:

1. According to Dr. Hertz, what did the American Dream mean to his grandparents?

2. In Dr. Hertz's opinion, who wants people to believe in the American Dream? Why?

3. Why does Dr. Hertz say the American Dream is in one's head and in one's pocket?

4. What do you understand by the American Dream?

The following words in the recording may be new to you:

poverty

n. 贫穷

advertising

n. 广告宣传

Part II

Text

The American Dream means different things to different people. But for many, particularly immigrants, it means the opportunity to make a better life for themselves. For them the dream is that talent and hard work can take you from log cabin to White House. Tony Trivisonno did not rise quite so high, yet he managed to make his own dream come true.

TONY TRIVISONNO'S AMERICAN DREAM

Frederick C. Crawford

He came from a rocky farm in Italy, somewhere south of Rome. How or when he got to America, I don't know. But one evening I found him standing in the driveway, behind my garage. He was about five-foot-seven or eight, and thin.

"I mow your lawn," he said. It was hard to comprehend his broken English.

I asked him his name. "Tony Trivisonno," he replied. "I mow your lawn." I told Tony that I couldn't afford a gardener.

"I mow your lawn," he said again, then walked away. I went into my house unhappy. Yes, these Depression days were difficult, but how could I to turn away a person who had come to me for help?

When I got home from work the next evening, the lawn had been mowed, the garden weeded, and the walks swept. I asked my wife what had happened.

"A man got the lawn mower out of the garage and worked on the yard," she answered. "I assumed you had hired him."

I told her of my experience the night before. We thought it strange that he had not asked for pay.

The next two days were busy, and I forgot about Tony. We were trying to rebuild our business and bring some of our workers back to the plants. But on Friday, returning home a little early, I saw Tony again, behind the garage. I complimented him on the work he had done.

"I mow your lawn," he said.

I managed to work out some kind of small weekly pay, and each day Tony cleaned up the yard and took care of any little tasks. My wife said he was very helpful whenever there were any heavy objects to lift or things to fix.

Summer passed into fall, and winds blew cold. "Mr. Craw, snow pretty soon," Tony told me one evening. "When winter come, you give me job clearing snow at the factory."

Well, what do you do with such determination and hope? Of course, Tony got his job at the factory.

The months passed. I asked the personnel department for a report. They said Tony was a very good worker.

One day I found Tony at our meeting place behind the garage. "I want to be 'prentice," he said.

We had a pretty good apprentice school that trained laborers. But I doubted whether Tony had the capacity to read blueprints and micrometers or do precision work. Still, how could I turn him down?

Tony took a cut in pay to become an apprentice. Months later, I got a report that he had graduated as a skilled grinder. He had learned to read the millionths of an inch on the micrometer and to shape the grinding wheel with an instrument set with a diamond. My wife and I were delighted with what we felt was a satisfying end of the story.

A year or two passed, and again I found Tony in his usual waiting place. We talked about his work, and I asked him what he wanted.

"Mr. Craw," he said, "I like a buy a house." On the edge of town, he had found a house for sale, a complete wreck.

I called on a banker friend. "Do you ever loan money on character?" I asked. "No," he said. "We can't afford to. No sale."

"Now, wait a minute," I replied. "Here is a hard-working man, a man of character, I can promise you that. He's got a good job. You're not getting a damn thing from your lot. It will stay there for years. At least he will pay your interest."

Reluctantly, the banker wrote a mortgage for $2,000 and gave Tony the house with no down payment. Tony was delighted. From then on, it was interesting to see that any discarded odds and ends around our place — a broken screen, a bit of hardware, boards from packing — Tony would gather and take home.

After about two years, I found Tony in our familiar meeting spot. He seemed to stand a little straighter. He was heavier. He had a look of confidence.

"Mr. Craw, I sell my house!" he said with pride. "I got $8,000."

I was amazed. "But, Tony, where are you going to live without a house?"

"Mr. Craw, I buy a farm."

We sat down and talked. Tony told me that to own a farm was his dream. He loved the tomatoes and peppers and all the other vegetables important to his Italian diet. He had sent for his wife and son and daughter back in Italy. He had hunted around the edge of town until he found a small, abandoned piece of property with a house and shed. Now he was moving his family to his farm.

Sometime later. Tony arrived on a Sunday afternoon, neatly dressed. He had another Italian man with him. He told me that he had persuaded his childhood friend to move to America. Tony was sponsoring him. With an amused look in his eye, he told me that when they approached the little farm he now operated, his friend stood in amazement and said, "Tony, you are a millionaire!"

Then, during the war, a message came from my company. Tony had passed away.

I asked our people to check on his family and see that everything was properly handled. They found the farm green with vegetables, the little house livable and homey. There was a tractor and a good car in the yard. The children were educated and working, and Tony didn't owe a cent.

After he passed away, I thought more and more about Tony's career. He grew in stature in my mind. In the end, I think he stood as tall, and as proud, as the greatest American industrialists.

They had all reached their success by the same route and by the same values and principles: vision, determination, self-control, optimism, self-respect and, above all, integrity.

Tony did not begin on the bottom rung of the ladder. He began in the basement. Tony's affairs were tiny; the greatest industrialists' affairs were giant. But, after all, the balance sheets were exactly the same. The only difference was where you put the decimal point.

Tony Trivisonno came to America seeking the American Dream. But he didn't find it — he created it for himself. All he had were 24 precious hours a day, and he wasted none of them.

driveway

n. 宅旁私家车道

mow

v. 修剪(草坪)，刈(草)

comprehend

vt. understand fully

lawn

n. 草地，草坪

turn away

refuse to help (sb.) or to allow (sb.) to enter a place 拒绝帮助;不让…进入

weed

v. 除去…的杂草;除草

n. 杂草，野草

assume

vt. suppose 假设;以为

compliment▲

vt. praise 赞扬

n. 赞美的言辞或行为

work out

plan; solve; calculate 制定出;解决;算出

weekly

a. happening once a week or every week 每周的;一周一次的

clean up

make clean and tidy 打扫，清除

helpful

a. giving help; useful 有帮助的;有用的

do with

(used in questions with what) 对待，处理

determination

n. 决心，决定

personnel

n. 人事部门;全体人员，全体职员

apprentice

n. 学徒

capacity

n. the ability to understand or do sth. 能力，才能

micrometer

n. 测微计，千分尺

precision

n. the quality of being exact 精密;精确(性)

turn down

refuse 拒绝

graduate

v. (使)毕业

n. (尤指大学)毕业生

skilled

a. having skill; needing skill 熟练的，有技巧的;技术性的

grinder

n. 磨工

grind (ground)

vt. 磨，磨碎，碾碎

instrument

n. 工具，器械，仪器

for sale

intended to be sold 待售

wreck

n. 残破物;(尤指失事船只、飞机等的)残骸

call on

visit (sb.) for a short time 拜访

banker

n. 银行家;银行高级职员

loan

vt. lend (sth.) 借，贷

n. 贷款;借，贷

character

n. (人的`)品德;品质;性格

damn

a.，n. (infml) (usu. used in negatives) of even the smallest amount 丝毫

reluctantly

ad. 勉强地

reluctant a.

mortgage▲

n. 抵押借款，按揭

discard

vt. (fml)throw away 抛弃

odds and ends

零星杂物，琐碎物品

screen

n. 纱门，纱窗;屏;荧屏

hardware

n. 五金器具;(计算机的)硬件

spot

n. a particular place;a small dirty mark 地点;斑点

confidence

n. 信心

amaze

vt. surprise (sb.) very much 使惊愕，使诧异

amazement

n. 惊愕，诧异

pepper

n. 辣椒;胡椒粉

Italian

a. 意大利的

diet

n. food and drink usually taken by a person or group 日常饮食

send for

ask for the arrival of 派人去叫，召唤;派人去取

hunt

v. 寻找;打猎

abandon

vt. give up completely or forever 抛弃，放弃

property

n. land, buildings or both together; sth. which is owned (房)地产;财产

shed

n. 小屋，棚

vt. 使脱落;使流出，散发出

sometime

ad. 某个时候

sponsor

vt. 为…做保证人;主办，发起

n. 保证人;主办者，发起人

amuse

vt. cause to laugh or smile; cause to spend time in a pleasant manner 逗乐;给…提供娱乐

approach

v. come near(er) to 接近

millionaire▲

n. 百万富翁

pass away

(euph) (esp. of a person) die 去世

handle

vt. manage; control 管理，处理;操纵

livable

a. fit or pleasant to live in 适于居住的

homey

a. (infml) pleasant; like home 舒适的;像家一样的

tractor

n. 拖拉机

stature

n. 身材，身高;境界

industrialist

n. 工业家，实业家

route

n. 路线，路程

principle

n. guiding rule for behavior; basic truth 信条;原则;原理

vision

n. the ability to make great plans for the future; sight; the ability to see 远见;视觉，视力

optimism▲

n. 乐观主义

self-respect

n. proper respect for oneself 自尊;自重

above all

most important of all 最重要的是

integrity▲

n. quality of being honest and responsible; state of being complete 正直;完整

rung

n. (梯子的)横档，梯级

basement▲

n. 地下室

giant

a. of great size or force 巨大的

n. 巨人

balance

n. 平衡;余额

balance sheet

资产负债表

decimal▲

小数

create

vt. produce or make (esp. sth. new) 创造，创作

Tony Trivisonno

托尼·特里韦索诺

Frederick C. Crawford

弗雷德里克·C·克罗弗德

Italy

意大利

Rome

罗马(意大利首都)

商务英语的课程在提高学员水平的基础上，进行商务方面的培训。其中包括今后工作中即将遇到的不同场景，如何和外国人合作、外国人工作的方式方法，以及他们的生活习惯等。大学里学到的都是课本知识，在商场上的论战就用的比较少了，要想从根本上提高你的商务英语水平，就应该多跟外国人谈生意，呵呵、