1. Novello says college students will spend $4.2 billion yearly on alcoholic beverages.
诺韦洛说大学生每年在酒精饮品上会消费掉42亿美元。
2. Spending could outrun the capacity of businesses to produce the goods.
消费有可能超出企业的产能。
3. We have allowed spending and borrowing to rise in this recession.
在此经济萧条时期,我们容许增加消费和借贷。
4. The reduced consumer demand is also affecting company profits.
消费需求的降低也影响到了公司的利润。
5. T-shirts, the epitome of American casualness, have moved upscale.
象征美国休闲风格的T恤,已经向高端消费市场迈进。
6. They are also spending much less on extras like meals in restaurants.
他们花在下馆子等额外消费上的钱也少多了。
7. There is a set menu from £4.00 for two courses with coffee.
有最低消费是4英镑的两道菜加咖啡的套餐。
8. The restructuring of the pattern of consumption in Britain also lagged behind.
在消费结构重组方面,英国也落后于人。
9. Recycling the waste from our increased consumption is better than burning it.
对我们增加消费产生的垃圾进行回收要好过将其焚烧。
10. Consumers did not spend and create jobs; they hoarded.
消费者并没有消费进而创造就业机会,他们把钱都存起来了。
11. South Korea's imports of consumer products jumped 33% in this year.
今年,韩国消费产品的进口激增了33%。
12. New consumer credit fell to $3.7 billion in August.
8月份新增消费信贷降至37亿美元。
13. She later developed a taste for expensive nightclubs.
她后来逐渐变得喜欢去消费高昂的夜总会。
14. They have clearly embraced Western consumerism.
他们显然完全接受了西方的消费主义观念。
15. the lowering of taxes and the consequent increase in spending
税收降低与随之引起的消费增长
fu yanxi could not help buying an iphone at only a third of its market price in january. but now he is running into trouble – failing to pay the monthly due will damage his credit record.
“i regret my decision now. i thought i could squeeze out some 550 yuan every month to cover the loan,” said the 22-year-old english major at central china normal university. “as it turns out i’m not very good at managing my limited budget.”
fu is not alone. according to a recent report in wuhan evening news, more than 20,000 students in the city, which has about 1 million college students, have taken out loans to buy smartphones, tablets and other digital gadgets.
experts say college students are inexperienced with handling credit. they should first learn to manage their basic budget and become more responsible, both financially and mentally.
zhang shuyi, 21, felt reassured when the salesman explained the 12-month loan to him. he walked away with a 2,300-yuan smartphone having paid only 230 yuan. the process looked easy enough and it took less than 15 minutes for his student id, citizen id and an activated bankcard to be checked.
“it was easy and the monthly due was only 250 yuan,” recalled the information engineering major at wuhan university of technology. later he purchased a digital camera in the same way.
but when zhang couldn’t pay, he turned to his parents for help. a short calculation revealed that he had to pay 3,600 yuan for his 2,300 yuan phone, even though the initial payment looked minimal.
a lack of basic finance knowledge is one of the major reasons why students are falling into the credit purchase trap, said chen xin (not his real name), a credit manager at a local bank.
武汉当地一家银行的信贷经理陈新(化名)表示,缺乏金融常识是这些学生跌入信贷购物陷阱的主要原因之一
“what they see is only the small initial payment to take the gadget home,” said chen. “some don’t realize that interest is charged on the loan. in zhang’s case it was more than 40 percent, which is basically usury.”
wuhan morning news conducted a survey on student budgets across five local universities. the report indicates that on average students have a monthly budget of 1,000 yuan. interestingly, more than 30 percent of respondents said they usually exceed their budget.
“everything was taken care of for these students before they entered college,” said shen qinlin, an education phd based in beijing. “it can be very challenging for them to suddenly manage a budget all alone. but it’s a lesson they have to learn sooner or later.”