学理财英文

理财，指的是对财务（财产和债务）进行管理，以实现财务的保值、增值为目的。

理财英文： Financial management或Financing

海外贸易是overseas trade

INTERNATIONAL BUSINESS是国际企业

理财分为公司理财、机构理财、个人理财 和家庭理财等。人类的生存、生活及其它活动离不开物质基础，与理财密切相关。

“理财”往往与“投资理财”并用，因为“理财”中有“投资”，“投资”中有“理财”。所谓的理财也不仅仅是把财务往外投，被投资也是一种理财，不懂得被投资也就不懂得怎么更好投资。

扩展资料

理财规划

1、回顾自己的资产状况

包括存量资产和未来收入的预期，知道有多少财可以理，这是最基本的前提。

2、设定理财目标

需要从具体的时间、金额和对目标的描述等来定性和定量地理清理财目标。

3、明确风险类型

不要做不考虑任何客观情况的风险偏好的假设，比如说很多客户把钱全部都放在股市里，没有考虑到父母、子女，没有考虑到家庭责任，这个时候他的风险偏好偏离了他能够承受的范围。

4、资产分配战略性

在所有的资产里做资产分配，然后是投资品种、投资时机、投放价值的选择。 [4]

理财投资也是有一定风险的，新手可以看看以下几点建议控制风险：

第一：投资者不是经纪人，一定不要胡乱进场，否则只会赔多赚少。

第二：一定要做到心中有一个目标价位，而不能心中没有价位。

第三：一定要设置止损点，达到止损点，迅速止损，离场。

第四：不要把杠杆的放大比率放得太大。

第五：入市前，多作分析，要看两面的新闻，看看图表；入市后，要和市场保持接触，不要因为自已做好仓，而只看对自已有利的新闻。一有风吹草动，立即平仓为上。

第六：不要做顽固份子。炒汇有时要看风使舵，千万不要做老顽固。万种行情归於市，即是说，有时有利好的消息入市，市况不但没有做好，反而下跌，即是您先前的分析错了，请即当机立断，不要做老顽固。如果你本人是理财新手，可以先到环球金汇去申请一个外汇模拟账户，体验一下模拟炒外汇的基本步骤，慢慢你就会得到学习，最后就能了解更多的理财知识。

参考资料来源：百度百科—理财

manage money matters。

楼上的回答漏洞很多哦首先，拼写错误，正确拼写应该是：financial其次，financial report翻译是财政报告，而非理财正确的应该是：financing report

理财指的是对财务进行管理，人们的生活与理财密切相关。那么你知道理财用英语怎么说吗?现在跟我一起学习关于理财的英语知识吧。

financing

manage money matters

企业理财 Enterprise Financing ; enterprise management of money matters ;

理财商数 FQ ; MQ ; Financial Intelligence Quotient

理财业务 Project Ten Investment ; Financial Services ; Wealth management ;

精明理财 smart money ; MoneySense ; Money Compass ; Money

轻松理财 XP ; Easy Money

优先理财 Priority Banking

青年理财 MMBiz ; My Money Business

理财市场 financial markets ; wealth management market ; finance market ;

1. Which bank offers you the service that best suits your financial needs?

哪家银行提供的服务最适合您的理财需求?

2. We'll help you look after your finances.

我们将会帮您理财。

3. He is good at managing money matters.

他很会理财.

4. You should refuse to meet anyone who cold calls with an offer of financial advice.

你应该拒绝和那些贸然打电话提供理财建议的陌生人见面。

5. Many financial planners now recommend against ever fully paying off your home loan.

现在许多理财专家不建议人们把住房贷款全部还清。

6. Some people may manage their finances badly and therefore have to go short of essentials.

有些人可能极不善于理财，因而不得不缺衣少食地将就过活。

7. She's not a very good manager, she always spends more money than she earns.

她不大会理财, 总是入不敷出.

8. You could end up committed to yet another savings scheme and none the wiser about managing your finances.

你可能最终又会把钱投入另一个储蓄计划，在理财方面丝毫没有变得明智些。

9. He got the position on the strength of his skill in finance.

他凭着自己的理财本领得到了这个职位.

10. Everybody in Detroit knew that Chrysler was run by financial men.

在底特律,人人都知道克莱斯勒公司是由善于理财的人经营的.

11. Cowperwood's innate financial ability did not reassure Stener in this hour.

柯帕乌天赋的理财才能在这时候却不能再鼓舞斯坦纳的信心.

12. The great artists of finance like Morgan and Rockefeller weren't deflected.

象摩根和洛克菲勒这样伟大的理财家是不会被引入歧途的.

13. This is prudent finance, not unsound finance.

这是谨慎的理财 方法 , 而不是不健全的理财方法.

14. His wife is a prudent manager of money.

他妻子是一位审慎的理财人.

15. The seven hundred, by his process of handling, had only carried them into June.

由他来理财, 那700块钱只将他们维持到了6月份.

The savings mistakes range from directly buying company stock to not saving for retirement.Here are the worst savings mistakes that you may be making:

存钱的误区有很多，包括直接购买公司股票、放弃存储退休金等。下面列举一些大家可能正在迈入的存钱误区：

1.You don't have a savings account.

1.没有储蓄账户

Just 51 percent of American families have a savings account, according to the Fed's survey. Having a savings account is critical for being able to save over the long term.

根据美联储调查，仅有51%的美国家庭拥有储蓄账户。从长远考虑，拥有储蓄账户对于存钱非常重要。

2.You aren't saving for retirement.

2.放弃储蓄退休金

Only 35 percent of families have an employer retirement plan, 28 percent of them have an individual retirement account (IRA), and 13 percent have both types of accounts, according to the Fed's survey.

根据美联储调查显示，仅有35%的美国家庭可以享受企业养老金计划，28%的家庭拥有私人养老金账户(IRA)，13% 的家庭两种都有。

3.You have bought a few stocks directly from the stock market.

3.直接从股市购进股票

29 percent of families directly hold one stock, and 53 percent of families directly hold 2 to 9 stocks, according to the Fed's survey. People that aren't investing for a living are likely to lose money by buying individual stocks because they are being outsmarted by professional traders, high-frequency traders, and professional investors that have studied companies' fundamentals closely. Diversification, on the other hand, insulates you from individual companies' mistakes and allows you to benefit from the economy's general growth.

根据美联储调查显示，29%的家庭直接持有一支股票，53%的家庭直接持有2到9支股票。为投资获利而购买个股很容易赔钱，因为一般人很难胜过专业人士，这些职业操盘手、高频交易员和职业投资人早已把各个公司的经营状况仔细研究过了。从另一方面来讲，多元化的投资方式会让你免受私人企业失误的牵连，而且会让你享受整体经济增长所带来的好处。

4.You chose your bank because it is close to you, not because of what it has to offer.

4.选择银行只为方便，而不是它为你所带来利益。

46 percent of households said they chose the location of their checking account because of the "location of their offices," according to the Fed's survey. Convenience is good, but it's even better to not have to pay crazy fees.

根据美联储调查显示，46%的家庭表示他们选择存款银行的依据是“公司所在地”。方便固然很好，但是如果还不用缴纳高额的费用岂不是更好。

5.You don't have a checking account.

5.没有活期存款

10 percent of families do not have a checking account, 59 percent of whom are in the bottom income quintile, 51 percent are headed by someone younger than age 45, and 66 percent of whom were minorities, according to the Fed's survey. Having a checking account is important for keeping track of your finances.

根据美联储调查显示，全国10%的家庭没有活期存款，其中的59%都是收入最低五分之一家庭，另外51%为年龄在45岁以下人口，在这群人中，66%为少数裔。拥有活期存款对于保证自己的财政状况非常重要。

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Financial practice 理财对于财产（包含有形财产和无形财产=知识产权）的经营。多用于个人对于个人财产或家庭财产的经营，是指个人或机构根据个人或机构当前的实际经济状况，设定想要达成的经济目标，在限定的时限内采用一类或多类金融投资工具，通过一种或多种途径达成其经济目标的计划、规划或解决方案。在具体实施该规划方案的过程，也称理财。