购买理财英语

理财指的是对财务进行管理，人们的生活与理财密切相关。那么你知道理财用英语怎么说吗?现在跟我一起学习关于理财的英语知识吧。

financing

manage money matters

企业理财 Enterprise Financing ; enterprise management of money matters ;

理财商数 FQ ; MQ ; Financial Intelligence Quotient

理财业务 Project Ten Investment ; Financial Services ; Wealth management ;

精明理财 smart money ; MoneySense ; Money Compass ; Money

轻松理财 XP ; Easy Money

优先理财 Priority Banking

青年理财 MMBiz ; My Money Business

理财市场 financial markets ; wealth management market ; finance market ;

1. Which bank offers you the service that best suits your financial needs?

哪家银行提供的服务最适合您的理财需求?

2. We'll help you look after your finances.

我们将会帮您理财。

3. He is good at managing money matters.

他很会理财.

4. You should refuse to meet anyone who cold calls with an offer of financial advice.

你应该拒绝和那些贸然打电话提供理财建议的陌生人见面。

5. Many financial planners now recommend against ever fully paying off your home loan.

现在许多理财专家不建议人们把住房贷款全部还清。

6. Some people may manage their finances badly and therefore have to go short of essentials.

有些人可能极不善于理财，因而不得不缺衣少食地将就过活。

7. She's not a very good manager, she always spends more money than she earns.

她不大会理财, 总是入不敷出.

8. You could end up committed to yet another savings scheme and none the wiser about managing your finances.

你可能最终又会把钱投入另一个储蓄计划，在理财方面丝毫没有变得明智些。

9. He got the position on the strength of his skill in finance.

他凭着自己的理财本领得到了这个职位.

10. Everybody in Detroit knew that Chrysler was run by financial men.

在底特律,人人都知道克莱斯勒公司是由善于理财的人经营的.

11. Cowperwood's innate financial ability did not reassure Stener in this hour.

柯帕乌天赋的理财才能在这时候却不能再鼓舞斯坦纳的信心.

12. The great artists of finance like Morgan and Rockefeller weren't deflected.

象摩根和洛克菲勒这样伟大的理财家是不会被引入歧途的.

13. This is prudent finance, not unsound finance.

这是谨慎的理财 方法 , 而不是不健全的理财方法.

14. His wife is a prudent manager of money.

他妻子是一位审慎的理财人.

15. The seven hundred, by his process of handling, had only carried them into June.

由他来理财, 那700块钱只将他们维持到了6月份.

The savings mistakes range from directly buying company stock to not saving for retirement.Here are the worst savings mistakes that you may be making:

存钱的误区有很多，包括直接购买公司股票、放弃存储退休金等。下面列举一些大家可能正在迈入的存钱误区：

1.You don't have a savings account.

1.没有储蓄账户

Just 51 percent of American families have a savings account, according to the Fed's survey. Having a savings account is critical for being able to save over the long term.

根据美联储调查，仅有51%的美国家庭拥有储蓄账户。从长远考虑，拥有储蓄账户对于存钱非常重要。

2.You aren't saving for retirement.

2.放弃储蓄退休金

Only 35 percent of families have an employer retirement plan, 28 percent of them have an individual retirement account (IRA), and 13 percent have both types of accounts, according to the Fed's survey.

根据美联储调查显示，仅有35%的美国家庭可以享受企业养老金计划，28%的家庭拥有私人养老金账户(IRA)，13% 的家庭两种都有。

3.You have bought a few stocks directly from the stock market.

3.直接从股市购进股票

29 percent of families directly hold one stock, and 53 percent of families directly hold 2 to 9 stocks, according to the Fed's survey. People that aren't investing for a living are likely to lose money by buying individual stocks because they are being outsmarted by professional traders, high-frequency traders, and professional investors that have studied companies' fundamentals closely. Diversification, on the other hand, insulates you from individual companies' mistakes and allows you to benefit from the economy's general growth.

根据美联储调查显示，29%的家庭直接持有一支股票，53%的家庭直接持有2到9支股票。为投资获利而购买个股很容易赔钱，因为一般人很难胜过专业人士，这些职业操盘手、高频交易员和职业投资人早已把各个公司的经营状况仔细研究过了。从另一方面来讲，多元化的投资方式会让你免受私人企业失误的牵连，而且会让你享受整体经济增长所带来的好处。

4.You chose your bank because it is close to you, not because of what it has to offer.

4.选择银行只为方便，而不是它为你所带来利益。

46 percent of households said they chose the location of their checking account because of the "location of their offices," according to the Fed's survey. Convenience is good, but it's even better to not have to pay crazy fees.

根据美联储调查显示，46%的家庭表示他们选择存款银行的依据是“公司所在地”。方便固然很好，但是如果还不用缴纳高额的费用岂不是更好。

5.You don't have a checking account.

5.没有活期存款

10 percent of families do not have a checking account, 59 percent of whom are in the bottom income quintile, 51 percent are headed by someone younger than age 45, and 66 percent of whom were minorities, according to the Fed's survey. Having a checking account is important for keeping track of your finances.

根据美联储调查显示，全国10%的家庭没有活期存款，其中的59%都是收入最低五分之一家庭，另外51%为年龄在45岁以下人口，在这群人中，66%为少数裔。拥有活期存款对于保证自己的财政状况非常重要。

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投资理财英文是：financialinvestment,好的理财品的话，你我贷是一个可以的选择，它的风险低，收益也很高，理财产品也蛮多的。

你好 理财的英文就是financial planning 海外贸易也叫作international business 理财和财务管理是类似的 理财是在一定的整体目标下,关于资产的购置(投资),资本的融通(筹资)和经营中现金流量(营运资金),以及利润分配的管理。 财务管理是企业管理的一个组成部分，它是根据财经法规制度，按照财务管理的原则，组织企业财务活动，处理财务关系的一项经济管理工作。简单的说，财务管理是组织企业财务活动，处理财务关系的一项经济管理工作。

Financial practice 理财对于财产（包含有形财产和无形财产=知识产权）的经营。多用于个人对于个人财产或家庭财产的经营，是指个人或机构根据个人或机构当前的实际经济状况，设定想要达成的经济目标，在限定的时限内采用一类或多类金融投资工具，通过一种或多种途径达成其经济目标的计划、规划或解决方案。在具体实施该规划方案的过程，也称理财。

理财（Financing）指的是对财务（财产和债务）进行管理，以实现财务的保值、增值为目的。理财分为公司理财、机构理财、个人理财和家庭理财等。理财和学校财务管理专业相似；理财英文:Financial management或Financing；“海外贸易”:OVERSEAS  TRADE;

理财的范围很广，理财是理一生的财，也就是个人一生的现金流量与风险管理。包含以下涵义：

3. 理财也涵盖了风险管理。因为未来的更多流量具有不确定性，包括人身风险、财产风险与市场风险，都会影响到现金流入（收入中断风险）或现金流出（费用递增风险）。

理财方法

理财是Financial Management, 类似工商管理系中的财务管理FINANCIAL PLANNING 强调个人(personal).海外贸易是 INTERNATIONAL BUSINESS, Global Business Management, Global Marketing

Investment & Financial management