房贷的英语单词是：
mortgage; house loan
房贷在句子中可以这么用：
1、我其实不想做个平庸之辈，结个婚，背上房贷。
I actually don't want to be a middle-of-the-road person, married with a mortgage.
2、各大银行纷纷抢点房贷市场。
Major banks are scrambling for the mortgage market.
3、业主如果未能按时交房贷，就会面临丧失抵押品赎回权的危险。
If homeowners can't keep up the payments, they face foreclosure
4、建屋互助协会收回未偿清房贷的住房，这吓退了很多买家。
Building society repossessions have frightened buyers off
5、近些年不少人在买房的同时也背上了巨额房贷，成为了homedebtor。
Recent homebuyers are becoming homedebtors at the same time.
大花的大呆地
